Credit Assessment

Disposal amount and financial overview

Økonomisk Fleksibilitet

CREDIT AND DISPOSAL AMOUNT

Are you wondering what a credit assessment is or what you can do to improve your financial situation?

At Keyhole, it may be necessary to assess your disposal amount to ensure that the rental arrangement fits your finances. In some cases, you may add a co-signer if you do not meet the Keyhole Deposit requirements based on your own financial situation.

Can't find the answers you need in this guide? Contact our support at phone +45 71 74 71 24 or by email at support@usekeyhole.com. We respond within our business hours, i.e. Monday to Friday from 9:00 AM to 4:00 PM.

Credit Assessment

What is a disposal amount?

The disposal amount is the amount you have left each month after paying your fixed expenses. This includes rent, loans, insurance, and other regular costs.

How do we assess your disposal amount?

We assess your disposal amount by looking at your income and your fixed expenses. We also take into account other factors such as debt and your credit assessment.

Why is the disposal amount important?

The disposal amount is important because it gives us an overview of your financial situation and whether you can afford to pay the rent. If your disposal amount is too low, it may become challenging to meet your obligations as a tenant.

What can you do to improve your disposal amount?

There are several ways to improve your disposal amount. For example, you can try to increase your income, reduce your expenses, or pay down debt.

Can I get help to improve my financial situation?

Yes, there are several resources that can help you improve your financial situation. For example, you can contact a financial advisor or a debt counselor for guidance.

What happens if I do not meet the requirements for the disposal amount?

If you do not meet the requirements for the disposal amount, it may be difficult to be approved for Keyhole Deposit. In such cases, you may consider finding a co-signer or work on improving your financial situation.