KEYHOLE SECURE
Security you can trust
Why settle for a regular deposit account?
We know that moving is stressful enough
– your security deposit shouldn’t be yet
another worry.
With Keyhole Secure, you get a modern
version of the traditional deposit account
– completely free for you as a tenant.
You’ll have full insight and control over your
money throughout the entire rental period.
Set it up digitally in just a few minutes
– and yes, it also works for those without a
Norwegian national ID number or D-number.
We’ll take care of the rest, making sure
everything is handled in accordance with
the Tenancy Act (Husleieloven).
Security for both you and your landlord
- from move-in to move-out
What exactly is a deposit account – and why is it a smart idea?
Think of it as a digital safe deposit box for your security deposit.
The deposit is registered in your (the tenant’s) name,
where the funds are locked away. It remains safe and
untouched throughout the entire rental period. Neither
you nor the landlord can access the funds until you both
agree on the settlement after move-out. This provides
security for both parties.
Keyhole Secure complies with the requirements
of the Tenancy Act – and also offers you:
> Full transparency
> Fair treatment
> Protection against misuse
And the best part? The account is set up and managed
digitally, through our user-friendly platform.
Your money is safely held in a blocked account with
PayProff – an authorized financial institution under
the supervision of the Financial Supervisory Authority.
We take security seriously.
And yes – there are benefits for landlords too
It builds trust from the very beginning, reduces
the risk of conflicts, and ensures a smooth process
when moving out. The solution works for tenants
regardless of nationality or national ID number.
5 Reasons
to choose
Keyhole Secure
1: Free for you as a tenant:
It costs you nothing to set up and use the account.
Security in your rental should not come with extra fees.
2: 100% digital and simple solution:
No paperwork. No bank visits. You can set up
and manage everything directly through our app.
3: Works regardless of nationality:
We are the only solution in Norway that supports
tenants without a Norwegian national ID number
or D-number. That means greater flexibility and
more opportunities – for both you and your landlord.
4: Earn interest on your deposit:
Let your deposit work for you!
With Keyhole Secure, you earn attractive interest
rates on your deposit while it is held in the account.
It’s an extra reward for your patience.
5: Fair settlement at move-out:
We help make the move-out process as fair
and smooth as possible. Our digital platform
ensures a clear and transparent process,
and in case of disagreement, we facilitate
and support constructive dialogue.
We don't take sides, but we ensure that the
money stays protected until an agreement
is reached.
Let your Deposit
work FOR you
– not against you
We offer a competitive annual interest rate of 2.3%,
meaning your money grows over time when you choose
Keyhole Secure – unlike traditional deposit accounts,
where the returns are often very low.
One example:
If you deposit NOK 30,000 into your
Keyhole Secure account with
an annual interest rate of 2.3%,
your deposit will grow as follows:
After 1 year: 30.690 kr
After 3 years: 32.180 kr
After 5 years: 33.750 kr
After 10 years: 38.000 kr
This means you could earn several thousand
kroner in interest – without lifting a finger.
Note: Figures are estimates.
The actual interest rate may vary.
Here’s how to get started
Has your landlord invited you
to Keyhole Secure?
Great! Here's what you need to do:
#1
Download the Keyhole-app
#2
Verify your identity securely in the app
#3
Approve the agreement with your
landlord and transfer the deposit
#4
Once everything is set - move-in
with peace of mind!
Does your landlord not know
about Keyhole Secure?
No worries – we're happy to help:
#1
Send us an email here: CONTACT
With your name and the landlord's
contact information.
#2
We'll reach out to your landlord
and explain the benefits.
#3
If your landlord agrees, you'll be notified.
In the meantime, feel free to explore our
other smart deposit solutions HERE
Move-out
When you move-out, the process follows a clear
and secure routine - just as it should be when
ending a rental agreement.
When you move out, the landlord will inspect the property
for any damage or issues beyond normal wear and tear.
If anything needs to be repaired, the costs will be outlined in a summary
– also known as the final settlement.
With Keyhole Secure, the process is safe and transparent.
The deposit is held in a blocked account and will only be
paid out once both you and your landlord have agreed.
#1
FINAL SETTLEMENT:
After moving out, a summary should be made of any repairs or issues that need to be addressedin the property, along with the associated costs. This summary is shared between the tenant and the landlord.
#2
Agreement
The tenant and landlord agree on how the deposit will be distributed and confirm this in writing.
#3
Set-Off
Once you’ve reached an agreement, the funds will be paid out as agreed.
If the costs exceed the deposit amount, the landlord will send an additional invoice for the remaining balance.
#4
Disagreement
If you cannot reach an agreement on the final settlement, the matter can be taken to the Rent Dispute Tribunal. In the meantime, the funds will remain in the account until a decision is made.
Fintech-power for Secure Deposit
A Strong Partnership with PayProff
Keyhole Secure is developed in collaboration with PayProff,
part of the same group as Keyhole and a Danish fintech company.
This shared connection means we can offer a secure and reliable solution that combines
user-friendly technology with extensive financial expertise.
It’s a safe solution, developed by specialists, for those
who want modern and secure deposit management.
PayProff is an authorized financial institution, supervised
by the Financial Supervisory Authority of Norway (Finanstilsynet).
You can trust that we comply with all requirements
under Norwegian law – and that your money is in good hands.
Contact us:
Do you have any questions?
Whatever questions you may have, feel free to reach out to
support at: support@usekeyhole.com
or contact us by phone at +47 23 96 25 57
during business hours, Monday-Friday, 09:00-16:00.
You can also find answers to many questions in our HELP CENTER.